The building industry can be a dangerous one with the ever-present possibility of accidents. Builders insurance is a must for builders, contractors and construction workers on site. Construction is the riskiest industry in onshore employment in Europe. It accounts for nearly one in every four deaths related to work in Europe. Construction is one of the largest employers in the UK.

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Accidents do happen and they happen even after the strict implementation of best practices. For more information from an Insurance Brokers Bristol, visit a site like

Builders can choose from the following types of insurance:

Public liability insurance – Protecting builders from potential claims of liability from customers and members of the public who might have suffered injury or property damage as a result of the construction business

Financial losses – often free of charge to the public liability policy, it helps to protect the public against financial loss claims arising from injury or property damage

Legal fees cover – the kind of policies takes care costs associated with the provision of compensation, labour disputes, compliance, tax investigation, etc.

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Employers liability insurance – This insurance takes care costs that can come from following the death or injury claims. You must hold this insurance if your business employs staff in your business, and failure to have this cover can result in stiff penalties.

Tools and equipment Insurance – This insurance covers the costs associated with damage or theft of tools and equipment.